Privacy Policy – Bear City Capital

Bear City Capital (“Bear City Capital,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you provide through our website. This Privacy Policy explains how we collect, use, and protect your information when you visit or use our website.

1. Information We Collect

We may collect information you voluntarily provide, including:

Name
Email address
Phone number
Property information
Financing or loan request details
Company or business information
Any other information you submit through our forms or communications

We may also automatically collect certain information when you visit our website, such as your IP address, browser type, device information, pages visited, and general website usage data.

Loan programs, rates, terms, loan amounts, and funding timelines are subject to change and may vary based on the property, borrower, transaction, underwriting requirements, and applicable laws.

2. How We Use Your Information

We may use the information we collect to:

Respond to inquiries and requests
Evaluate financing or lending inquiries
Communicate with you about our services
Connect you with appropriate lending partners or funding sources, where applicable
Improve our website and services
Send relevant marketing communications, where permitted by law
Prevent fraud, abuse, or unauthorized activity
Comply with applicable legal and regulatory requirements

3. How We Share Information

We do not sell your personal information.

We may share information with trusted third parties when reasonably necessary to provide our services or process your request, including:

Lending partners and funding sources
Service providers and technology providers
Website hosting, analytics, and communication providers
Professional advisors
Government authorities or law enforcement when required by law

We require service providers that handle personal information on our behalf to use reasonable safeguards and only process information for authorized purposes.

4. Cookies and Tracking Technologies

Our website may use cookies, pixels, analytics tools, and similar technologies to improve website functionality, understand website traffic, and measure marketing performance.

You may be able to control or disable cookies through your browser settings. Disabling certain cookies may affect website functionality.

5. Communications

If you submit your contact information, you may receive communications from Bear City Capital regarding your inquiry, financing opportunities, or related services.

Where permitted by applicable law, marketing communications may be sent by email, telephone, or text message. You may opt out of marketing communications at any time by following the unsubscribe or opt-out instructions provided in the communication.

Message and data rates may apply to text messages.

6. Data Security

We use reasonable administrative, technical, and organizational safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction.

However, no method of transmission or electronic storage is completely secure, and we cannot guarantee absolute security.

7. Third-Party Websites

Our website may contain links to third-party websites or services. We are not responsible for the privacy practices, content, or security of those third parties.

We encourage you to review the privacy policies of any third-party websites you visit.

8. Children's Privacy

Our website is not intended for children under the age of 13, and we do not knowingly collect personal information from children under 13.

9. Your Privacy Rights

Depending on where you live, you may have certain rights regarding your personal information, including the right to request access to, correction of, or deletion of certain information.

To make a privacy-related request, please contact us using the information below. We may need to verify your identity before processing certain requests.

10. Changes to This Privacy Policy9. Your Privacy Rights

We may update this Privacy Policy from time to time. Any changes will be posted on this page with an updated “Last Updated” date.